Wednesday, April 21, 2010

10 best beaches where's fewer people there

Anegada, British Virgin Islands
A small airport and ferry service makes getting here from one of the other British Virgin Islands fairly easy, but Anegada still feels a world away. The only coral island in the volcanic BVI chain and surrounded by the largest coral barrier reef in the Caribbean, this undiscovered island is a haven for beach bums, fly-fishermen, and wildlife enthusiasts alike. The north shore boasts nearly deserted white-sand beaches, the south is home to a huge population of bonefish, and the west end lays claim to large salt ponds and exotic birds. Spend your nights feasting on local lobster – rumored to be the best in the Caribbean – and rest your head at one of the island's few hotels and quaint guesthouse inns.
Cat Ba Island, Vietnam
If you needed another reason to visit Halong Bay – often hailed as the world’s Eighth Wonder – the limestone outcropping that is Cat Ba Island is it. The best way to explore the natural wonders of this undiscovered island – home to the remarkable Trung Trang Cave, cascading waterfalls, plummeting cliffs, and awe-inspiring National Park – is via motorbike. An hour-long ferry ride from Halong Wharf will get you there, where you can opt for accommodations that range from sparse and basic affairs to full-fledged four-star resorts. You'll have no problem staying awhile on this untouched, unspoiled masterpiece of Mother Nature.
Fakarava, French Polynesia
Overshadowed in popularity by neighbors Tahiti, Bora Bora, and Moorea, Fakarava – a pristine Polynesian island enveloped by a coral reef and blue lagoon waters – is so remote, it's not even found on most maps. Yet, it's part of a UNESCO nature reserve and rich in natural fauna, offers pink-sand beaches, and is rife with rare aquatic life that includes loach, meru, and barracuda – not to mention hammerhead and tiger sharks. Not surprisingly, scuba diving is the undiscovered island’s top draw, but other attractions include the ancient village of Tetamanu, where you’ll find a Catholic church made of coral that dates back to 1874, and pearl farms, where rare black pearls are shelled.
Iles de la Madeleine, Quebec
Remote, beautiful, and altogether unique, the stellar Iles de la Madeleine (or Magdalene Islands, in English), 130 miles off the coast of Quebec, are the ultimate off-the-path escape. Of the dozen undiscovered islands that comprise this windswept archipelago, only seven are inhabited, six of which are connected only by sand dunes and long grassy reeds. The islands boast 200 miles of virgin beaches, the freshest seafood, and an uncomplicated atmosphere that make them a joy to visit. Given their northern location, summer is, not surprisingly, the best time to go. Of all the settlements here, Ile du Havre aux Maisons is our favorite for its colorful houses, charming boardwalk, and salty pubs and restaurants rife with local character.
 
Ischia, Italy
Though well-known to European and Asian travelers, the island of Ischia, Italy, is oft-overlooked by Americans whose sights are more often set on nearby Capri. Though you’ll hardly have Ischia to yourself, you will find fewer crowds and a less-pretentious attitude on this volcanic island in the Tyrrhenian Sea. Though predominantly green and mountainous, beach bums will have no trouble scoping out a stretch of sand. And, when the sun sets, you’ll have your choice of accommodations for every budget to rest your head, plenty of al fresco perches that are primed for aperitivo, and some of the world's best food – this is Italy after all.
Lamu, Kenya
Flickr/ktylerconk
Lamu, Kenya
Kenya’s oldest living settlement, Lamu boasts golden sands fronting the Indian Ocean, tiny villages, and a breezy, slow-moving pace of life. It's an undiscovered island that offers a glimpse into the past – a place where donkeys are the main mode of transportation and residents still keep their arms and legs covered out of respect while out in town. The rich atmosphere and history alone makes Lamu worth the trek, but so do its beaches: Shela Beach offers the best swimming, while excursions to ruins and coral reefs could have you snorkeling alongside frolicking dolphins.
Monhegan Island, Maine
Flickr/ktylerconk
Monhegan Island, Maine
Though artists have sought out this remote, car-free destination for over a century, Monhegan largely remains an undiscovered island. Full-time residents number around 75, whose main occupation is fishing or lobstering, supplemented by an artists’ colony and tourism. Visitors who make the hour-long ferry ride from the Maine mainland can discover firsthand the beauty and simplicity of the village and surrounding landscape. Lobster Cove in particular draws nature lovers for its bird-watching and coastal views. Don’t miss the Monhegan Museum, housed in what was once a lighthouse and residence – it showcases the history of the community and boasts an extensive collection of local artwork. There are a handful of quaint inns and cottage rentals to choose from, though note that some accommodations are only open May through October.
Terre-de-Haut, Guadeloupe
Flickr/ktylerconk
Terre-de-Haut, Guadeloupe
Les Saintes, a spectacular cluster of eight undiscovered islands situated just off the coast of Guadeloupe and accessible only by ferry or private yacht, is the very essence of French West Indies life – without the crowds, to boot. Terre-de-Haut is the most appealing of them all, with its attractive beaches, mouth-watering Creole cuisine, and laid-back French-speaking locals; it also has the most options for overnight accommodations of Les Saintes' islands. Beach bums will love the powdery white sands of the palm-lined Plage de Pompierre, while the spectacular underwater world of colorful reefs and exotic fish (attracting divers as renowned as Jacques Cousteau) makes scuba diving and snorkeling another huge draw. Rent a golf cart to get around (you won't find much in the way of cars here) and zip around to a different beach at dawn, midday, and dusk.
Vis, Croatia
Flickr/ktylerconk
Vis, Croatia
With its medieval villages, deserted beaches, ancient ruins, rambling olive groves, and the best vineyards in Dalmatia, Vis is poised to become the next "it spot" for sun and fun on the Adriatic. The winding streets of the two main towns – Vis and Komiza – are brimming with restaurants serving delicious seafood and Italian-style fare, while miles of sandy beaches, pebbly enclaves, and glittering shores attract sunbathers (Srebrna, a beautiful beach covered in large flat stones that appear silver in the sun, is one of the most beautiful). At just 2 hours by ferry from Split, Vis offers only three modest hotels, but visitors can also opt to rent apartments and villas.
Yap, Micronesia
Flickr/ktylerconk
Yap, Micronesia
Part of a remote tropical archipelago in the midst of the Pacific, Yap is the most intriguing destination in the island nation of Micronesia. Having managed to escape most outside influences, like colonization and mass tourism, the undiscovered island's traditional way of life remains both authentic and distinct: Legends are portrayed in colorful dances; village women dress in grass skirts, the men in brightly colored loincloths; and ancient stone money discs are still used as local tender (though the U.S. dollar is the official currency). Spend your days hiking among the island's rolling green hills, mangrove forests, and antiquated stone paths or, go off and explore the ocean’s coral reefs and swim with dolphins and magnificent manta rays.

5 affordable vaction

The price of becoming a temporary castaway needn't break the bank. In fact, some of the world's finest beach-lounging locales are pretty darn affordable. (And you better use up those miles before the airlines expire 'em all.) So join us with a cold drink and paperback — oh, what the heck: With all the money you're saving, spring for a hardcover!
St. John, U.S. Virgin Islands
Splurge on a pedicure — you'll be mostly barefoot on St. John. Cove after perfect cove look as if they were carved by an ice-cream scoop, and the underwater snorkeling trails are as plentiful as the footpaths among crumbling sugar plantations. If the beaches seem familiar, it's because they're among the most photographed in the world, thanks to the condo-free shores and the sailboats bobbing in baby-blue waters. In the town of Coral Bay, buy bikinis from the "store" inside a VW bus, order cheeseburgers off an old windsurfing board, and fall asleep to crashing waves in a breezy beach cottage for as little as $70. (Another plus: These days St. John is one of the only Caribbean islands you can get to sans passport.) And while St. John may be best known for ritzy resorts such as Caneel Bay, it's also home to Cinnamon Bay Campground, part of Virgin Islands National Park, which protects two thirds of the island. No tents required: You can rent one of the campground's 15-by-15-foot cottages, each with four twin beds, a fan, picnic table, and grill.
Florida Keys
Courtesy of Florida State Parks
Florida Keys
When you hit Mile Marker 37 on the Overseas Highway, the sugar-soft sand and swaying silver palms might trick you into believing you've cruise-controlled all the way to the Caribbean. No, this is still Florida, specifically Bahia Honda Key, a 524-acre state park with a pristine stretch of coastline. In fact, it's pretty much the best beach in the Keys—and its state-owned status means the cost to stay here is a fraction of what you'll spend elsewhere along the island chain. Book one of the park's six quiet Bayside Cabins: Each bungalow on stilts sleeps you and five friends, and has air-conditioning, heat (as if!), a kitchen and living room, plus a grill on a deck overlooking the lagoon. For those who need more action than just watching the waves, kayaks rentals are $10, and snorkeling trips inside the Looe Key National Marine Sanctuary run less than $30 for three hours. Of the park's three beaches, two-mile-long Sandspur is the longest and it's ideal for swimming, with a gentle drop-off into the turquoise Caribbean, er, Atlantic Ocean.
Cat Island, Bahamas
Courtesy of Sammy T's Beach Resort
Cat Island, Bahamas
On most tropical islands, "rake and scrape" is what you do in the bottom of your purse after you get hit by hotel surcharges and overpriced rum drinks. On Cat Island, it's a type of Bahamian music you'll hear among the beach bars, as accessible as the coral-colored sands that fringe the island. Among the few accommodations on 46-mile long, fishhook-shaped Cat is Sammy T's resort, where seven redwood villas each have one or two bedrooms, air-conditioning, and a kitchenette.
Samaná Peninsula, Dominican Republic
Courtesy of Matthew Wakem, Aurora Photos
Samaná Peninsula, Dominican Republic
Air carriers such as JetBlue are making the Dominican Republic a hot zone with so many cheap flights. But we suggest flying into Santiago and then making the three-hour drive to the Samaná Peninsula. From January to March, it is prime whale-watching territory. Smart guests unpack in one of the 23 garden villas at Las Palmas and begin toasting themselves at the eight-mile-long Las Terrenas beach across the street. After relaxing, they have the chance to explore the rest of the 500-square-mile waterfall- and sand-strewn Samaná Peninsula. Skip the $85 guided trip to Cayo Levantado—too touristy—and instead cough up $10 for the boat ride from the nearby town of Las Galeras to Playa Rincón. The eight-mile talcum-powder-soft beach belongs only to the coconut trees and the fish shacks, where two bucks buys you a fried seafood lunch.
Anegada, British Virgin Islands
Courtesy of British Virgin Islands
Anegada, British Virgin Islands
More than 300 shipwrecks surround pancake-flat Anegada, but there's no need to dive for their booty when staying on this nine-mile-long British Virgin Island. That's because rooms at Neptune's Treasure have rock-bottom rates of $95 in the low season (April to December) and a whopping $15 more in the winter months. The nine color-splashed rooms are just 150 feet from the beach—one of many that attract sailors and BVI aficionados to this island, along with beaches named Loblolly Bay, Cow Wreck Bay, and Flash of Beauty. While you're busy visiting those, or snapping photos of the flamingos on a nearby pond, or just soaking in the sun, Neptune's staff is out catching fresh fish for dinner served—where else?—on the beach

Questions to Ask After 'I Will' but Before 'I Do'

by Jeff D. Opdyke
Tuesday, February 16, 2010
provided by
 
All over the country on Valentine's Day, men were down on bended knee proposing marriage. They spoke of love and affection and devotion. Few, however, mentioned what really matters: money.
Crass, maybe. But true nonetheless.
More from WSJ.com:
When you think about it, couples don't fight over love. They fight over money. They fight because one person didn't balance the checkbook or made a bone-headed investment without consulting the other. They fight because one partner exerts dictatorial control over the money, or because one has secretly amassed thousands of dollars in debt on a credit card, imperiling the couple's finances.
Whether the issues are big or small, money will prove a powerful force impacting your marriage -- sometimes overtly in the form of routine arguments; sometimes quietly as animosities seethe beneath the surface for years, only to explode into a potentially marriage-ending supernova.
What couples don't always grasp is that money is rarely the real culprit. It's the lack of communication, often stemming from a lack of knowledge about each other's personal financial quirks and beliefs.
So, some time between "Yes, I will marry you," and "I do," you and your partner need to have The Money Talk -- the key questions all couples should ask of one another.
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Here are four of the more important questions to ask each other, since they provide insight and information on how money will flow through your marriage.
1. What Are Your Assets and Liabilities?
This question is paramount because assets and liabilities are the basic building blocks of the financial life you'll live together. Assets (banks accounts, investments, retirement plans and a house) help you strive for the life you want. The liabilities (a mortgage, credit-card debt, auto loans and leases) will hold you back.
Your goal is to pinpoint where you are financially as a couple so that you can map out where you want to go together. That could mean determining how much you want to save each month for retirement, or how much you want to put into an account for a new house, a new car or an annual vacation.
It also could mean talking about how you each use debt and the amount of debt you each have -- and mapping out a plan to pay off as quickly as possible the combined debt you will have as a family.
The best way to approach this: Present each other with a copy of your net-worth statement, a simple list of all your assets and liabilities. And voice no judgments. Mocking a partner's choices will simply lead to future silence.
2. What Is Your Money History?
What you experienced financially as a child -- how your parents managed their bills, how they talked or yelled about money, what they taught you about saving and spending -- has shaped who you are today.
Problems arise in marriage because partners don't always see money from the same perspective. You might abhor debt for anything other than a mortgage, yet your spouse-to-be thinks nothing of putting lunch, groceries and the afternoon Slurpee on a credit card, and then paying the minimum each month and allowing the balance to roll over.
In talking to one another about how you each see money, you will begin to understand one another's money habits. That, in turn, will help you find a common approach for managing money successfully as a couple.
Neither of you will -- nor should -- get your way completely. Marriage is about compromise. A better understanding early on of how you each see and use money will give you the tools to find a middle ground you're each happy with when financial discord arises.
3. How Should We Divide Financial Duties?
In many marriages, one partner exerts financial dominance over the other, leaving the silenced partner anxious and angry. Other times, one partner shirks financial duties because of disinterest, leaving the other to shoulder the burden. Neither is fair.
Couples should determine how to divvy up the various financial obligations that exist. Maybe one takes charge of investing and the other balances the checkbook. Play to each other's strengths. If you're good at challenging bureaucracy, maybe you agree to handle the insurance companies and the medical bills.
The point is that you both have an obligation to the family's financial well-being, and both spouses need to be aware of the household's financial situation.
If one partner wants to opt out of the daily financial minutiae, that's fine, so long as the other spouse is OK with handling the full obligation. But even then, you need to remain aware of what's going on with the finances so there are no unsavory surprises.
4. Do We Combine Accounts or Operate Individually?
This is a divisive issue. Many financial pros argue that operating from individual accounts helps maintain marital peace. Since neither partner knows what happens in the other's account, there's no bickering.
Maybe. But it's far from perfect. Resentments can emerge if one partner is better at saving and always has money for larger, more meaningful purchases. Moreover, individual accounts mask the family's true financial position, which can hamper the main purpose of marriage: operating as a team.
If neither of you know how much money is really flowing through the individual accounts, nor how much is being saved and invested, then it's impossible to plan a future together.
That doesn't mean individual accounts can't work. They can. But they require a large degree of openness so that you can both work toward common goals.
Ultimately, all of these questions are about one thing: communication. Learn to talk about money early and often, and you can mitigate the financial tensions that are normal in all marriages.

Wednesday, April 07, 2010

Spring, Spring, Spring

Oh, the barnyard is busy in a regular tizzy,
And the obvious reason is because of the season
Ma Nature's lyrical, with her yearly miracle
Spring, Spring, Spring

All the hen-folk are hatchin'
While their men-folk are scrathin'
To ensure the survival of each brand new arrival.

Each nest is twitterin'
They're all baby-sitterin'
Spring, Spring, Spring.

It's a beehive of budding son and daughter life,
Every family has plans in view.
Even down in the brook the underwater life
Is forever blowin' bubbles too.

Every field wears a bonnet
With some spring daisies on it,
Even birds of a feather show their clothes off together.

Sun's gettin' shinery, to spotlight the finery,
Spring, Spring, Spring.

From his eyrie, the eagle with his eagle eye
Gazes down across his eagle beak
And a'fixin' his lady with the legal eye
Screams "suppose we fix the date this week!"

Yes, siree, spring disposes
That it's all one supposes
It's a real bed of roses
Waggin' tails, rubbin' noses

Each day is MOther's Day
The next is some other's day
When all is King...

From the movie called: SEVEN BRIDES FOR SEVEN BROTHERS





Yep... that half and half from the song stuck in my head everytime I see spring with full of flowers, bugs, bees, butterflies, ladybugs and etc.